Instant POLi: How it works

1. The essence of POLi

POLi is a payment gateway designed for online direct bank transfers. Its key advantage was that the user did not transfer card data to the merchant: authorization and debiting of funds went directly to Internet banking. As a result, the transaction was confirmed instantly, and the receiving site immediately saw the payment.

2. Step-by-step transaction process via POLi

1. Select POLi from the list of payment methods. The user indicated the amount and proceeded to the choice of the bank.
2. Authorization in the Internet bank. POLi opened a secure connection to the banking service.
3. Confirmation of translation. Money was debited from the account, at the same time an electronic check was formed.
4. Return to merchant site. The result of the transaction was automatically transferred to the operator, and the deposit was credited within minutes.

In fact, POLi worked as a "bridge" between the bank and the trading platform, removing delays characteristic of standard bank transfers.

3. Why enrollment was instant

Using online banking instead of traditional cards.
Automatic confirmation transmission: the site received a payment signal immediately after authorization.
Lack of manual processing: the transaction went directly to the bank's system, excluding intermediaries.

That is why POLi was especially in demand on platforms with high requirements for the speed of account replenishment.

4. Security of operations

SSL encryption between the user and the bank.
POLi does not store logins and passwords: the service only transmitted data to the bank in transit.
Bank confirmation: the final control always remained with the bank, which reduced the risk of fraud.

5. Current POLi status

Australia: The service ceased operations on 30 September 2023. All local operations are closed.
New Zealand: POLi continues to function, providing the same instant transfers.

Thus, for Australian players, the ability to instantly replenish through POLi has lost its relevance.

6. What's important for Australians to know

Online casinos and slots are not permitted by federal law (Interactive Gambling Act 2001).
Even if POLi continued to work for AU, it would not change the legal status of online slots.
For legal products (bookmaking, lotteries, etc.), other quick methods are available: instant bank transfers, cards, wallets and local fintech services.

7. For New Zealand: Practical deposit scheme via POLi

1. Go to the top-up section.
2. Specify the amount and choose POLi.
3. Confirm your online banking login.
4. Allow translation.
5. Get confirmation on the website and a check from POLi.

On average, the process took 2-3 minutes, after which the funds became available.

8. Result

POLi provided a unique combination: simplicity, security and instant crediting of funds. Today in Australia it is not available, but for New Zealand it remains a working tool. Australian users should focus on legal replenishment methods available from licensed operators.