What methods are banned or restricted in Australia

General regulation rules

The Australian Communications and Media Commission (ACMA) and other regulators oversee not only the operations of online casinos, but also the payment methods players can use. The main goal is to protect consumers, reduce the risk of gambling addiction and prevent money laundering. Therefore, a number of methods are limited or prohibited.

Credit cards

From 2021, Australia has banned the use of credit cards to top up online gambling accounts.
The reason is the high risk of debt accumulation and the growth of gambling addiction.
The restriction also applies to virtual credit cards, even if they are connected to mobile payment services (Apple Pay, Google Pay).

Anonymous and unlicensed services

Prepaid cards without identification (for example, some types of gift cards) are not allowed to be used.
E-wallets that work without the KYC (Know Your Customer) procedure are also limited.
Casinos are required to use providers that comply with AML/CTF (Anti-Money Laundering/Counter-Terrorism Financing).

Cryptocurrencies

The use of cryptocurrencies is possible, but only through licensed payment gateways.
Anonymous transactions without identity verification are prohibited.
Some casinos block withdrawals in cryptocurrency unless it is converted to AUD through official providers.

Foreign methods

International transfer systems such as Western Union or MoneyGram are often not supported by casinos operating under Australian law.
The reason is the high probability of bypassing AML rules.

Time and limit limits

PayID and Osko are available for instant transfers, but top-up limits can go down on weekends and holidays.
Banks have the right to block casino transactions if they are suspicious or violate internal rules.

Conclusion

In Australia, the use of credit cards and anonymous replenishment methods is prohibited, and cryptocurrencies are allowed only when working through licensed payment gateways. It is important for players to choose casinos that cooperate with reliable providers and comply with KYC and AML requirements. This guarantees the legality of transactions and the protection of funds.