Comparison of payment systems by fees

1. Why compare payment systems

The amount of the commission directly affects the player's net profit. Even having won a large amount, you can lose 3-5% only on paying for the provider's services. Different systems work according to their own rules: some are completely free, others hide expenses in currency conversion or fixed fees.

2. Bank cards (Visa, Mastercard)

Deposits: as a rule, pass without commission.
Conclusions: There may be delays and charges that depend on the bank. On average, 1-3% for international transfers.
Pros: simplicity, versatility.
Cons: Not always profitable for regular cashouts.

3. Local Australian Services

POLi - deposits directly from a bank account, without commission. Output is not supported.
PayID - quick transactions between banks, without additional fees. Suitable for deposits and payments.
BPAY is a reliable service, usually without commission, but sometimes the bank writes off a fixed fee (1-2 AUD).

4. Electronic wallets

Skrill - deposit is free, withdrawal may have a commission of 1-2%, but many casinos cover it.
Neteller - similar to Skrill: deposit is free, withdrawal sometimes with collection.
PayPal is rarely available in Australian casinos, but there is no fee when using, except for currency conversions.

5. Cryptocurrencies (BTC, ETH, USDT, etc.)

Deposits: Casinos often cover online fees, the player transfers funds for free.
Conclusions: depend on the workload of the blockchain. For example, BTC can cost $5-10 per transaction, USDT less than $1.
Feature: complete absence of bank intermediaries.

6. Bank transfers (SWIFT, international transactions)

The commission is almost always present, and it is the highest. Average $20 to $50 per transfer.
Beneficial only for large amounts, with small cashouts, a significant part of the winnings is lost.

7. Final comparison

SystemDepositWithdrawalFees
Visa/Mastercard0%1-3%possible with interbank
POLi0%-completely free
PayID0%0%instantly, no fees
Skrill/Neteller0%0-2%depends on casino
PayPal0%0-2%rare support
Cryptocurrencies0%network dependentfees are often minimal
SWIFT transfers-fixed $20-50expensive for players

8. Conclusion

The least expensive methods for players from Australia are PayID, POLi, Skrill/Neteller (in casinos where fees are covered) and USDT among cryptocurrencies. Bank transfers and classic cards are only suitable when other options are not available.