Why banks can take a commission even if the casino does not have it
Many online casinos advertise deposits and withdrawals without fees. However, players often face deductions already at the stage of debiting or crediting funds through a bank. The reason is that the commission is formed not only by the rules of the casino, but also by banking conditions.
1. Bank rates are more important than casino conditions
Even if the casino guarantees zero commission, the bank can hold interest on the transaction. The casino is only responsible for its part of the transaction, and the final charge amount depends on the rules of the customer's bank.
2. Main reasons for deductions by banks
International transfers. If the casino is registered in another jurisdiction, the bank may charge an additional percentage for external transactions.
Currency conversions. The player makes a deposit in rubles, AUD or other currency, and the casino only accepts dollars or euros. The bank automatically exchanges at its rate with a premium.
Classification of operations. Banks often classify online casino payments as "risky" and apply separate tariffs to them.
Hidden acquiring fees. Sometimes the bank will write off the commission as an intermediary, even if the casino claims "zero percent."
3. What is the difference between bank and casino fees
Casino commission - fixed in platform rules, usually transparent and often zero.
Bank commission - depends on the specific bank and card tariff, varies depending on the country, currency and type of operation. The casino has no way to compensate for it.
4. How to check conditions in advance
1. Get acquainted with the tariffs of your bank for cards and international transactions.
2. Find out which currencies the casino supports to avoid conversions.
3. Use payment methods where the bank does not participate directly (electronic wallets, cryptocurrencies).
4. Compare the conditions of different banks - commissions can be very different.
5. How to minimize losses on bank commissions
Choose a casino that supports the currency of your account.
Create a separate card or account in the casino currency.
Use alternative methods: crypto wallets, PayPal, local systems.
Check casino shares - some sites compensate the bank's commissions with bonuses or cashback.
Result
Bank fees are independent of casino policy and are related to the rates of a particular financial institution. Even if the platform honestly indicates "0% commission," the bank can withhold additional interest. In order not to lose part of the winnings, it is important for the player to study the banking conditions in advance and choose the best payment method.
1. Bank rates are more important than casino conditions
Even if the casino guarantees zero commission, the bank can hold interest on the transaction. The casino is only responsible for its part of the transaction, and the final charge amount depends on the rules of the customer's bank.
2. Main reasons for deductions by banks
International transfers. If the casino is registered in another jurisdiction, the bank may charge an additional percentage for external transactions.
Currency conversions. The player makes a deposit in rubles, AUD or other currency, and the casino only accepts dollars or euros. The bank automatically exchanges at its rate with a premium.
Classification of operations. Banks often classify online casino payments as "risky" and apply separate tariffs to them.
Hidden acquiring fees. Sometimes the bank will write off the commission as an intermediary, even if the casino claims "zero percent."
3. What is the difference between bank and casino fees
Casino commission - fixed in platform rules, usually transparent and often zero.
Bank commission - depends on the specific bank and card tariff, varies depending on the country, currency and type of operation. The casino has no way to compensate for it.
4. How to check conditions in advance
1. Get acquainted with the tariffs of your bank for cards and international transactions.
2. Find out which currencies the casino supports to avoid conversions.
3. Use payment methods where the bank does not participate directly (electronic wallets, cryptocurrencies).
4. Compare the conditions of different banks - commissions can be very different.
5. How to minimize losses on bank commissions
Choose a casino that supports the currency of your account.
Create a separate card or account in the casino currency.
Use alternative methods: crypto wallets, PayPal, local systems.
Check casino shares - some sites compensate the bank's commissions with bonuses or cashback.
Result
Bank fees are independent of casino policy and are related to the rates of a particular financial institution. Even if the platform honestly indicates "0% commission," the bank can withhold additional interest. In order not to lose part of the winnings, it is important for the player to study the banking conditions in advance and choose the best payment method.