How to bypass a credit card deposit block


Why lockdowns are happening

Australian banks are actively restricting the use of credit cards for gambling. Since 2021, there has been a direct ban on deposits in online casinos from credit cards, and transactions with MCC code 7995 are automatically blocked. This is done to protect players from gambling debts and increase control over financial risks.

Why bypassing locks is dangerous

Attempts to use "gray" schemes (through intermediaries, hidden payments, substitution of MCC codes) carry risks:
  • the bank may block a card or account;
  • the transaction can be canceled without a refund;
  • the player may face legal consequences for regular rule violations.

Therefore, it is advisable to consider only legal and transparent methods of replenishment of the account.

Legal alternatives to credit card deposits

1. Debit cards
Some banks allow deposits through debit cards, although restrictions are possible here.

2. Electronic wallets
Skrill, Neteller and PayPal allow you to deposit funds into casinos. The statement records only the transfer to the wallet, and not a direct gambling payment.

3. Prepaid cards and vouchers
Paysafecard and analogues make it possible to replenish the balance without being directly linked to the bank.

4. Cryptocurrencies
Bitcoin, Ethereum and other coins are used in a number of offshore casinos. Transactions take place directly, bypassing banks.

5. Bank transfers
A slower method, but in some cases remains available.

Conclusion

Blocking credit card deposits in Australia is not a temporary measure but part of a regulated system. Complete circumvention of such restrictions is unsafe. Instead, players should consider alternatives - e-wallets, cryptocurrency or prepaid cards that provide convenience and reduce risk.

Would you like me to compile a comparative table of methods (credit card, debit card, e-wallet, cryptocurrency, vouchers) with pros and cons for Australian players?