How to set up two-factor authorization when you pay

1. Why do I need two-factor authorization?

Two-factor authorization (2FA) is one of the key ways to protect bank cards for online payments. When paying in a casino, it reduces the risk of unauthorized access, even if the card details have become known to third parties. Without the second factor (SMS code, push notification or token in the application), the transaction will fail.

2. Types of two-factor authorization

In Australia, banks and casinos use several 2FA methods:

• SMS code - one-time password sent to a number linked to a card.
• Push notification - confirmation of the operation in the banking application.
• Token or code generator (less commonly used, mainly by corporate clients).
• Biometrics - confirmation via Face ID or fingerprint in the bank application.

3. Configuring Two-Factor Authorization: Step by Step

1. Activate the service in the bank
- log in to the Internet bank or mobile application;
- open the "Security" or "Authorization Settings" section;
- Connect SMS or push notifications.

2. Link your phone number
- make sure that the SIM card is active and available;
- when changing the number, be sure to update the data in the bank.

3. Set up your bank's mobile app
- install the official application;
- enable push-confirmations;
- activate biometrics (if available).

4. Check 2FA operation
- make a test payment (for example, for a small deposit in a casino);
- Make sure confirmation comes quickly and smoothly.

4. Features when paying at the casino

For Australian players, 2FA is most often activated automatically for transactions in the gambling * category.
Some banks require confirmation only if the amounts are above the established limit.
Offshore casinos can redirect to third-party payment gateways, where 2FA is conducted through the card issuing bank.

5. Recommendations to players

Always use push notifications or biometrics as they are more reliable than SMS.
Avoid using the same SIM card in multiple devices - this increases the risk of code interception.
Make sure your bank supports 3D Secure 2. 0 is the modern security standard for online payments.
Never save confirmation codes in notes or instant messengers.

Conclusion: two-factor authorization is a mandatory element of secure payment in a casino with a credit card. Players should activate all available 2FA methods in the bank in advance and regularly check the correctness of the protection to minimize the risk of fraud.